Myuser

What is Myuser ?

MyUser is a payment platform designed to streamline the acceptance of FedNow, Zelle, and wire payments directly within websites. By providing real-time transaction status updates and instant payouts, MyUser offers a modern alternative to traditional credit card processing, eliminating common issues like disputes, reserves, and delayed settlements.

Myuser Features:

• Real-Time Transaction Updates: Receive immediate notifications on payment approvals or declines, similar to credit card processing systems
• Dispute-Free Transactions: Since payments are user-initiated directly to your bank, there’s no risk of disputes or chargebacks.
• Instant Payouts: Funds from FedNow and Zelle payments are transferred instantly to your account.
• Developer-Friendly API: Integrate MyUser into your product in under 10 minutes with clear documentation and support
• Easy Online Signup: Quick approval process allows businesses to start accepting payments promptly.
• B2B Payment Optimization: Tailored for businesses handling large transactions, offering fast updates and unlimited volume capacity.
• ACH Alternative: Provides a more efficient solution compared to traditional ACH pulls, reducing wait times and associated risks.
• 3D Secure Replacement: Offers a frictionless alternative to 3D Secure card payments, eliminating high interchange fees.

Myuser Benefits:

• Enhanced Cash Flow: Instant payouts improve liquidity and financial planning
• Reduced Operational Risks: Eliminates concerns related to disputes, reserves, and account shutdowns.
• Cost Efficiency: Lower transaction fees compared to traditional credit card processing.
• Scalability: Supports businesses of all sizes with no volume caps or middleman restrictions
• Improved Customer Experience: Simplifies the payment process for end-users, enhancing satisfaction.

Use Cases

• E-commerce Platforms: Integrate seamless payment options for customers preferring bank transfers.
• Subscription Services: Automate recurring payments with instant confirmation and settlement.
• Freelancers and Consultants: Receive payments promptly without the hassle of traditional invoicing systems.
• B2B Transactions: Facilitate large-scale payments between businesses with real-time tracking and instant fund transfers.