What is Aurelio?
Aurelio is a personal wealth-management and financial-planning app that runs on your computer and brings household finances into one place. It tracks accounts, investments, property, debts, cash flow, and goals, with an optional AI advisor that can answer questions using your records. The app is for people who want a detailed view of their finances without keeping their records in a hosted service. Its AI features use OpenRouter and require your own API key.
Aurelio Features:
Net Worth Tracking: Record banks and brokers, cash balances, and dated snapshots of holdings to keep a view of your wealth over time.
Portfolio Analysis: Review positions with market pricing alongside their purchase cost, gains, and dividends.
Fund Look-Through: Inspect fund holdings by country, sector, company, and currency to see what sits beneath the funds in your portfolio.
Plans and Debts: Track recurring investments, real assets such as homes, and the loans used to finance them.
Cash Flow and Goals: Log income and expenses, calculate savings rate, and see the return needed to reach each goal.
AI Advisor: Ask questions about your records in chat, request web searches, and review proposed changes on cards before confirming them.
Aurelio Benefits:
Local Data Control: Keeping records on your own computer gives you direct control over where your financial data is stored.
Broader Financial View: Bringing investments, cash, property, debts, and goals together makes it easier to understand how one part of your finances relates to another.
Clearer Investment Picture: Seeing holdings, costs, gains, dividends, and fund exposures together helps you assess a portfolio beyond its headline value.
Considered Changes: Reviewing AI-proposed edits before confirming them lets you decide whether an update belongs in your records.
Optional AI Use: You can use the finance-tracking app without enabling its AI advisor, so AI is not required for keeping your records.
Use Cases:
Household Net Worth: Bring bank and brokerage accounts, cash, property, and debts together when preparing a current picture of household wealth.
ETF Portfolio Review: Check the countries, sectors, companies, and currencies represented inside funds when reviewing an ETF portfolio.
Investment Planning: Track recurring investments and examine portfolio costs, gains, and dividends as part of managing an investment plan.
Goal Feasibility: Compare a financial goal with the return it requires while considering household income, spending, and savings rate.
Finance Questions: Ask the AI advisor about your recorded finances, use web search when needed, and decide whether to accept its suggested changes.